I would like to wish everyone a very happy new year!
I can already tell that this year is going to be great! Filled with family, friends and a lot of amazing deals. To make sure I stay within my budget, each year I put together an excel work sheet to keep tack of all of my expenses. It also helps keep track of both of my incomes, from the salon and from Shaklee!
Having a frugal life style isn’t always easy, although it is not impossible.
I wish you all happy new year!!
How do you keep your finances in order?